Please select the type
of Credit Report you would like to order. If you need more information
about the reports, simply click the link below the report name.
The most robust and comprehensive business credit report.
The Business Profile report presents a current, objective picture of how
a business handles its financial obligations.
Make effective business
decisions
Business Profile report provides actual trade payment experiences,
public record information, company background, and comparative data,
placing a company's payment performance in context with its industry.
Objective view of
credit performance
The
information is reliable, accurate and unbiased, allowing for an
objective view of a company's overall financial health.
Know the risk
Minimize
risk by knowing all the credit attributes of a business.
Features
Executive
Summary
Evaluate risk at a glance A quick overview of a
business' credit behavior.
Historical payment guide Analyze recent trends in
payment behavior.
Significant derogatory
data Identify any legal
balances from liens, judgments, collections or bankruptcy.
Days
Beyond Terms (DBT)
Know the DBT Shows on average how many
days beyond terms it takes a given company to pay their bills.
Industry DBT Compare the company's DBT
with those in the same industry.
Predicted DBT Experian's estimate of the
firm's DBT 60 days from the day of the report.
Actual
Payment Experiences
Payment history by
business category Each trade line represents
a unique business relationship.
6-month payment trend Month-by-month analysis of
recent payment trends.
15-month payment trend A quarterly view of
payment trends.
Payment terms Know the terms set by
other vendors.
Increase sales, improve customer relationship management and lower
operational costs with one of the industry's most powerful decision-support
tools.
Predict and measure risk
level Using enhanced statistical
models to predict and measure business risk level, Intelliscore provides a
credit risk score of 0 to 100 on each potential customer. Target only
customers in a desired score range, or adjust your offers to fit different
segments.
Reduce
Subjectivity with more predictive data
Intelliscore is a proven credit risk scoring service, providing
credit managers with an easy, quick and cost-effective way to process and
monitor business accounts.
Intelliscore is an analytical system that uses advanced statistical models
to measure the likelihood of derogatory payment performance. The resulting
score easily identifies a business's credit risk. Set or adjust your credit
policy with Intelliscore. You can analyze the profits and losses associated
with each score and set your policy to meet your company's needs.
Intelliscore models are based upon trade, demographic and public record data
– proven key risk predictors that lead to more effective and reliable risk
management. The Intelliscore report lists key factors that influence the
score, including presence of derogatory public record data, payment
performance, credit experience and industry background information.
Prescreen capabilities for marketing lists
Intelliscore also can help you identify potential credit or payment risk
among prospects. By screening high-risk accounts prior to marketing
campaigns, you can better target potential customers and manage marketing
programs to reduce cost and increase profitability.
Features
One Page, Easy-to-Read Format
A Percentage
Ranking of the Risk Level of the Business Compared to all other Businesses
Summary of
the Business' Key Credit Indicators
Legal
Filings and Collections - Judgments, Liens, UCC Filings
Trade
Information - Days Beyond Terms (DBT), Continuous Trades, Trade Account
Balance
Quick evaluation of low-balance accounts Business Summary is a low-cost summarized
credit report for low-balanced accounts (generally considered to be less
than $1000). The summary analyzes the account's current trade
experiences, determines the presence or absence of collection data and
derogatory public record filings, and then classifies the account into
risk categories.
Features
Risk categories The summary analyzes the
account and then classifies the account into one of the following
categories:
Acceptable The company actively uses
credit and pays its bills no later than nine days late, on average.
Caution A company may fall into
this category in one of two ways. If the company actively uses credit,
the risk category is based on the current payment performance and/or
legal records on file. If the company does not actively use credit, it
may pose increased risk.
Warning Derogatory payment
performance information and/or derogatory legal records exist on file
for the company.
Serious risk The company has seriously
derogatory payment performance and/or seriously derogatory legal records
on file.
Bankruptcy The company previously
filed for bankruptcy.
